| Dear Health Fund Participants,
The trustees of the NJ BAC Health Fund continually monitor the
financial stability of the plan to ensure that the plan will continue
to provide these important benefits well into the future. The
intent and goal is to provide the highest level of quality coverage
while maintaining adequate reserve.
The following are examples of the improvements the trustees have
made to the plan.
• Chiropractic Visits
- Increased from 10 visits per family/year
to 20 visits per family/year, paid $30.00/visit.
• Emergency Room Visits
- Increased from 3 per family/year
to unlimited visits per family/year • $75.00 co-pay/visit.
• Death Benefit
- Increased $1,000 actives & $500
retiree, spouses and dependent children to $5,000 actives and
$1,000 retiree, spouse and dependent children.
• Physical Exam Benefit
- Increase from $200.00 per family/year
to $200.00 per person/year.
• Dental Benefit
- Increased from $1,750.00 per family/year
to $2,500.00 per family/year.
• Prescription Drug Benefit
- Increased from $3,500.00 per family/year
to $4,000.00 per family/year.
With the knowledge of growing financial burden on our Medicare
retirees, the trustees have not increased the premium for a supplemental
plan to Medicare for the last three years. We as BAC/ADC union
members are very fortunate to have a healthy selffunded plan,
and up until this recent economic slowdown, an abundance of work
which has afforded the Trustees the opportunity for the aforementioned
improvements to the plan. The Trustees will continue to monitor
the developments in the health care industry as well as the economic
outlook as to how it effects our industry and address any problems
as they arise to ensure a continued high level of coverage for
our members and their families.
Gary Mercadante, Administrator
of Trustees NJ BAC Health Fund
Please remember it is your responsibility
to notify the NJ BAC Health Fund office of any changes in
status regarding you and your family. Examples: births,
divorce, retirement, dependents entering college after age
19 and dependents getting married.
Horizon BC/BS has terminated their
agreement with laboratory service provider, Quest Diagnostics
on May, 1, 2007. Effective May 1, 2007 Lab Corp will be
the only provider for laboratory services for our members
in New Jersey.
If you have any questions or problems
please call 1-800-649-9998